The Forex Transfer Inc. ("forextransferinc.com") MONEY TRANSFER SERVICE IS SUBJECT TO THE FOLLOWING TERMS AND CONDITIONS:
In the event there is any inconsistency between the English version of our web site and any other language version, the English version shall be binding. Forex Transfer Inc. ("forextransferinc.com”) Money Transfer customer (the "Sender") may send a Money Transfer to a designated receiver (the "Receiver") anywhere in Pakistan where Forex Transfer Inc. ("forextransferinc.com”) offers its services over the Internet (the "Service") using INTERAC Online or any other electronic payment method ("Payment Method"). Money Transfers will normally be paid to the Receiver in cash or bank deposit. Money Transfers are available for pick up by the Receiver promptly after validation of Sender information which may take up to 24 hours, on a "Will Call" basis, at Forex Transfer Inc. ("forextransferinc.com”) agent locations in the destination country. Certain money transfer services, transfer that exceed certain principal amounts, and/or transfers to certain destinations may take longer or be subject to additional restrictions. For certain international destinations, a Test Question is required to be provided for some or all Money Transfers to that destination, and in those destinations, the Receiver may be required to provide either proper identification or the correct answer to the Test Question, or both, to receive payment. Please contact Forex Transfer Inc.("forextransferinc.com”) at the Customer Service telephone number listed below for current information regarding the availability of Test Questions for your selected destination. The Forex Transfer Inc. ("forextransferinc.com”) reserves the right to limit the principal amount of a Money Transfer, or to decline to accept or pay any Money Transfer that it or its agents determine in their sole discretion violates any applicable law or Forex Transfer Inc. ("forextransferinc.com”) policy. Please contact Forex Transfer Inc. ("forextransferinc.com”) at the Customer Service telephone number listed below for current information regarding the conditions applicable to the service you have selected or your expected payment location. When required by applicable law, Money Transfers sent or received in Canada will be reported to federal, provincial, local and/or foreign authorities. You will be required to provide Forex Transfer Inc. ("forextransferinc.com”) with certain information to allow us, among other things: to verify your identity; to receive appropriate Payment Method authorization; and/or to complete the transaction. Please refer to Forex Transfer Inc.("forextransferinc.com”)'s Online Privacy Statement for information concerning Forex Transfer Inc. ("forextransferinc.com”) use of this and other personal information.
FEES, PAYMENT AND CURRENCY EXCHANGE
Transfer Fees. In consideration for the use of the Service, you agree to pay to Forex Transfer Inc. ("forextransferinc.com”) a fee for each Money Transfer initiated by you at the applicable rate then in effect (the "Transfer Fee"). The applicable Transfer Fee for your transaction will be provided to you prior to your final authorization of the transaction, in addition to any applicable fees for additional services. Currency Exchange. All payments will be made in the currency of the destination country (except in a limited number of instances where payment can be made in the sending currency). In addition to the transfer fees applicable to this transaction, a currency exchange rate will be applied. Canadian currency is converted to foreign currency at an exchange rate set by forex transfer inc. ("forextransferinc.com”). Any difference between the rate given to customers and the rate received by Forex Transfer Inc ("forextransferinc.com”) will be kept by Forex Transfer Inc. ("forex transferinc.com") (and, in some cases, its international agents) in addition to the Transfer Fees. Any refund in the event of non-payment will be made at the applicable exchange rate as described above in effect at the time of reconversion into Canadian Dollar. For information concerning the current currency exchange rates provided by Forex Transfer Inc. ("forextransferinc.com") to its customers call 1-905-795-1844 or 1-888-820-1363.
Payment. Transfer fees and the principal amount are due and payable before Forex Transfer Inc. ("forextransferinc.com”) processes the transaction. You must pay for the Service with your Payment Method. If forex Transfer Inc. ("forextransferinc.com”) does not receive authorization from the Payment Method issuer, the transaction will be not be processed and funds will not be transmitted to the Receiver. Forex Transfer Inc. ("forextransferinc.com”) assumes no liability for damages resulting from or arising out of non-payment of the Money Transfer by reason of non-receipt of authorization from the Payment Method issuer. Each time you use the Service you agree that Forex Transfer Inc. ("forextransferinc.com") is authorized to charge your designated Payment Method account for the principal amount, the transfer fee and any other applicable fees. (Your agreement with your Payment Method issuer governs use of your Payment Method, and you must refer to that agreement to ascertain your rights and liabilities as a user of your Payment Method, which may include a "cash advance" fee.)
REFUNDS
REFUNDS OF PRINCIPAL AMOUNT and cancellation of the Money Transfer will be made upon written request of the Sender if payment to the Receiver has not yet been made at the time the request is processed by Forex Transfer Inc. ("forextransferinc.com”). Refunds will be made within 45 days of receipt of a valid written request from the Sender. REFUNDS OF FEES will be made upon written request of the Sender if the Money Transfer is not available to the Receiver within the time specified by Forex Transfer Inc. ("forextransferinc.com”) for the selected service, subject to the business hours of the location selected by the Receiver for payment and other special conditions. Refunds will be made within 45 days of receipt of a valid written request from the Sender.
SPECIAL SERVICES
TELEPHONE NOTIFICATION to the Receiver that the Money Transfer is available for pick up is offered in Canada and certain international destinations. MESSENGER DELIVERY of a Money Transfer cheque is available to selected international destinations. SUPPLEMENTAL MESSAGES may be included with domestic and most international Money Transfers.
ADMINISTRATION CHARGE
If a Money Transfer is not picked up by the Receiver or is not cancelled by the Sender prior to pick up within one (1) year of the date it was sent, there will be a non-refundable administration charge where permitted by law. The administration charge will be deducted from the principal amount of the Money Transfer. The administration charge is fifty (50) cents per month from the date the Money Transfer was sent, but not more than forty-two (42) dollars.